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Introducing the Xbox Mastercard: A Fresh Approach to Amplifying Gaming Value

Introducing the Xbox Mastercard: Earn Rewards for Your Xbox Purchases

We have exciting news for all Xbox enthusiasts out there! Today, we are thrilled to announce the launch of the Xbox Mastercard, a no annual fee credit card that allows you to earn card points on your everyday purchases and redeem them for games and add-ons on In partnership with Barclays US Consumer Bank, a leading cobranded credit card issuer in the United States, we aim to provide more value and rewards to our loyal players.

Available to Xbox Insiders Starting September 21

The Xbox Mastercard will be exclusively available to Xbox Insiders in the continental United States, Alaska, and Hawaii starting on September 21. To become an Xbox Insider and gain early access to the Xbox Mastercard, simply visit the Xbox Insider Program. We believe that our Insiders deserve special perks and rewards, and this is just one of the ways we want to show our appreciation for their support.

Earn Card Points on Your Everyday Purchases

With the Xbox Mastercard, you have the opportunity to earn card points for every dollar you spend on various purchases. Here’s how the card point system works:

Xbox & Microsoft Earn 5x card points on eligible products at the Microsoft Store.
Streaming Services Earn 3x card points on eligible streaming services like Netflix® and Disney+®.
Dining Delivery Services Earn 3x card points on eligible dining delivery services like Grubhub® and DoorDash®.
Everyday Purchases Earn 1x card points on all other everyday purchases.
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Additional Benefits for Cardmembers

Being an Xbox Mastercard cardmember comes with a range of additional benefits:

  • A bonus of 5,000 card points (a $50 value) after your first purchase.
  • Three months of Xbox Game Pass Ultimate for new Game Pass members after their first purchase. Already a Game Pass member? You can easily gift it to a friend to enjoy gaming together.
  • Choose from one of five iconic designs for your card, and even personalize it with your gamertag to make it truly unique.
  • Experience the flexibility of contactless payments and digital wallets, making transactions effortless and secure.
  • Enjoy free online access to your FICO Credit Score, allowing you to monitor your credit score and receive alerts when changes occur.
  • Benefit from $0 Fraud Liability protection, ensuring that you are not held responsible for any unauthorized charges.

How to Apply

If you are an Xbox Insider residing in the continental United States, Alaska, or Hawaii, you can apply for the Xbox Mastercard starting on September 21. The availability of the card will be staggered in waves to ensure a smooth rollout.

Join the Xbox Insider Program

If you are not yet an Xbox Insider but want to take advantage of this exclusive opportunity, you can easily join the Xbox Insider Program by downloading the Xbox Insider Hub app on your Xbox or Windows PC. For more information and instructions, visit the Xbox Insider Program webpage.


At Xbox, we always strive to provide the best gaming experience for our community. The introduction of the Xbox Mastercard, with its rewards program and exclusive benefits, is another step towards delivering more value to our players. We look forward to hearing your feedback and continuously finding new ways to enhance your Xbox journey with us. Stay tuned for more exciting updates!

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Written by Brandy McPherson

Brandy, known in the gaming community as "PixelProwess", has been a prominent voice in the eSports scene. Author of "Beyond the Joystick", he delves into the psychology of competitive gaming.

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